Need a mortgage?
ABC Mortgages was first established in 2006 to service the mortgage needs of all types of buyers including First Time Buyers, House Movers and Investors.
Commercial Properties
If a client has any commercial enquiry we will refer you on to a master broker who has access to these lenders, subject to status and acceptance of the property.
We Help You Find The Right Loan
As a Mortgage Broker, ABC Mortgages can assist you with guidance and help you secure the dream house that suits both your budget and family needs.
We Work With Your Budget
At ABC Mortgages we can help you through every step of the moving process, regardless of which estate agent you are purchasing from to find you the right deal!
“I bought my first property in 2016, with Bill acting as my mortgage advisor. I couldn’t have asked for better help, he talked me through everything and made the process as easy as possible for me, making sure I was fully aware of what was going on at all times. I recently remortgaged my property for a better deal and again, Bill did an incredible job of sorting everything out for me. He’s incredibly approachable, dedicated and definitely knows the business he’s in.”
“I used Bill as mortgage advisor for my recent move and I am glad i did. His knowledge and guidance during the process took the worry out of the financial and legal side of moving home. I would definitely recommend Bill as mortgage advisor, his experience and tenacity are a great reassurance.”
ABC Mortgages
Mortgage advisers you can trust!
No Hidden Fees
Absolutely no hidden fees. Your first meeting is always free. From that first meeting all of our fees are laid out to you with complete transparency.
PANEL OF LENDERS
We work from a panel of lenders that represent the whole of the market. We will always strive to get you the most suitable deal possible.
FAQ
Our most frequently asked questions
What is a mortgage?
A mortgage is a loan which is taken out to pay the cost of a property. Once the mortgage is obtained it is secured against the property. If the repayments of the mortgage are not paid then this means that the mortgage lenders can take possession of the property.
Mortgages can be obtained from many different types of lenders, with the most common being banks and building societies.
Mortgage lenders will charge interest on the amount borrowed in return for providing the loan. Mortgage payments include the borrowing amount and the interest accrued on that amount. Repayment is made in increments on a monthly basis.
Who is a Mortgage Broker?
A mortgage broker is someone who specialises in understanding the mortgage market, using their expertise to advise their clients. Their job is not only to know what is going on with mortgages but also to work with their client and get to know their circumstances so they can find the best possible deal to suit their needs.
Why use a Mortgage Broker?
It might seem odd to use a third party when you can just go straight to a lender and arrange your mortgage with them. However, this can have its drawbacks. Firstly the lender will only provide you with information about their products. This can leave you unaware of better or more economical deals on the market. Secondly this can be a time consuming and often confusing process. A mortgage broker not only looks at the whole market to find you the most suitable deal but they break through all the jargon and are always there to answer any questions you have in a straightforward manner.
How much can I borrow?
This is very dependent on circumstances. Not only do all lenders have their own individual criteria for lending, your financial circumstances including the amount of deposit you have, your personal finances and the value of the property you are looking at all have to be taken into consideration. A mortgage broker helps you to do this, while finding you an option that is affordable for you going forward.
What does remortgage mean?
Remortgage is the term used when you change your current borrowing from one lender to another. Mortgage deals have a fixed term and when they end it is good practice to look for the best deal available to you. Switching lender can save you money.
What is conveyancing?
Conveyancing is the legal work involved in buying or selling a property.
I have had poor credit, can I still borrow?
While past credit issues don’t necessarily exclude you from obtaining a mortgage, they may narrow the amount of deals available to you. You mortgage broker will always look at your financial history and credit report to help find a deal best suited to your circumstances.
Start Your journey Today
Get one step closer to the right property for you!
Call: 0141 773 4000
Email: info@abcmortgages.co
Address: 211 Glasgow Road, Baillieston G69 6EZ