Keeping Mortgages As Simple As ABC

No matter if you are a first time buyer, a house mover or an investor – buy the dream home that you can call your own.

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      EXCELLENT  
   Based on 70 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Christopher Ferrie 
 
 
 
 Trustindex verifies that the original source of the review is Google. Been using Bill for a number of years now. Excellent service

Entire mortgage process smooth and stress free. Will be using again
  
 
      Posted on Google  
   
   Ross Lindsay 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bill was superb through the whole process of my remortgage. Dealt with everything in a professional manner and in the end is saving me over £100 per month.
I have no hesitation I recommending Bill and ABC  Mortgages
  
 
      Posted on Google  
   
   Susan Olde Olthof 
 
 
 
 Trustindex verifies that the original source of the review is Google. I cannot recommend Bill Muir highly enough. Bill went absolutely above and beyond to support me through what was a difficult and stressful time during my divorce.
Bill was professional, knowledgeable and incredibly responsive throughout the whole mortgage process, but what really stood out was the genuine care and understanding he showed me. Bill took the time to explain everything clearly, was patient with questions, and made what could have been an overwhelming process feel manageable.

Bill worked tirelessly to find the right solution for my circumstances and was always one step ahead, keeping me informed and reassuring me whenever things became stressful. I genuinely felt that Bill cared about getting the best possible outcome for me, rather than simply seeing me as another client.

Thanks to Bill’s expertise, dedication and support, I was able to secure my new home at a time when I really needed someone in my corner. I will always be incredibly grateful for everything he did for me.

An outstanding mortgage advisor and a genuinely lovely person. I would recommend Bill without hesitation.
  
 
      Posted on Google  
   
   Keith Richardson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bill Muir provided excellent customer service throughout the set up of my mortgage.
He was always very responsive when I called our emailed.
Nothing was ever an issue and he was always extremely helpful
Thank you for everything
  
 
      Posted on Google  
   
   Andy McMorran 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bill has been a great source of information and knowledge to find us the most suitable mortgages on a couple of properties. He always goes the extra mile to make sure everything is in place. Thanks Bill
  
 
      Posted on Google  
   
   Jamie Kerr 
 
 
 
 Trustindex verifies that the original source of the review is Google. I recently used Bill for both a remortgage and a second mortgage, and I couldn’t be happier with the service I received. From start to finish, Bill handled everything and made the whole process straightforward.

Communication was excellent throughout, and he was always easy to get hold of whenever I had questions. He explained everything clearly, kept me updated at every stage, and made what could have been a complicated process feel simple.

I would highly recommend Bill to anyone looking for mortgage advice. Professional, knowledgeable, and genuinely helpful throughout. Thanks again for all your help!
  
 
      Posted on Google  
   
   Ross Mcchlery 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bill Muir and his team took great care and professionalism in my sale and purchase of my new home. Couldn't of done it without them
  
 
      Posted on Google  
   
   stefan robertson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Fantastic service, excellent rates achieved, reasonable service costs!
  
 
      Posted on Google  
   
   Reece Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google. As a first time buyer, Bill couldn’t have been any more helpful throughout the process. He talked us through all of our options and was always available if we had any questions. For anyone looking for a mortgage advisor, my partner and I would highly recommend Bill!
  
 
      Posted on Google  
   
   James 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bill was extremely helpful during the entire mortgage process. He was always only a phone call away and i would highly recommend using abc mortgages
  
 
  
  
 
    Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

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Your New Home

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With The Best Possible Rate

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Tailored to you

Common Problems We Help Solve

Where to start with a mortgage?

What mortgage can I afford?

How much can I borrow?

Mortgages where parents can help?

Mortgages where I can overpay?

Where are mortgage rates headed?

Can I pay my mortgage back early?

Can I transfer my mortgage?

What if I’ve been rejected previously?

How much does everything cost?

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“I bought my first property in 2016, with Bill acting as my mortgage advisor. I couldn’t have asked for better help, he talked me through everything and made the process as easy as possible for me, making sure I was fully aware of what was going on at all times. I recently remortgaged my property for a better deal and again, Bill did an incredible job of sorting everything out for me. He’s incredibly approachable, dedicated and definitely knows the business he’s in.“

Bruce

Thornliebank

See Our Case Studies

We Understand Your Needs

Absolutely no hidden fees. Your first meeting is always free. From that first meeting all of our fees are laid out to you with complete transparency. We work from a panel of lenders that represent the whole of the market. We will always strive to get you the best deal possible. We are also of course fully FCA Accredited.

35

Years Total Experience

Free

Initial Consultation

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Bill Muir

I started in Financial Services in March 1988 on a self-employed basis. From there on I’ve had a lengthy career in Mortgages (and property in general), culminating in founding ABC Mortgages in June 2003.

From there I met my now long term business partner Alex McTurk and we added additional arms to the business including Sales (AB Property Consultants & Estate Agents Ltd), Lettings (McTurk & Muir Lettings Ltd), and Property Maintenance & Compliance (L&N).

We provide a personal touch that can’t be replicated by the larger brokers, but we have the same access to the best deals. At ABC Mortgages you meet and speak with me directly.

All I care about is getting you in your dream home that suits both your budget and family needs.

We service the mortgage needs of all types of buyers including First Time Buyers, House Movers and Investors.

At ABC Mortgages we can help you through every step of the moving process, regardless of which estate agent you are selling through.

Call 07816 922 196

3 Steps

We work for you and have a track record of getting you the best deal possible.

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Contact Us Today

When you contact us by phone or message we arrange a free, no obligation face-to-face consultation. There are never any hidden fees.

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Working With Us

If you agree to go ahead we handle everything. We take all of your information and put everything into place, from getting you the best deal to managing all the legalities.

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Toast Your New Home

There’s nothing else for you to do but enjoy your dream home. Everything was taken care of, from your first appointment with us to moving in.

FAQ

Our most frequently asked questions

What is a mortgage?

A mortgage is a loan which is taken out to pay the cost of a property. Once the mortgage is obtained it is secured against the property. If the repayments of the mortgage are not paid then this means that the mortgage lenders can take possession of the property.

Mortgages can be obtained from many different types of lenders, with the most common being banks and building societies.

Mortgage lenders will charge interest on the amount borrowed in return for providing the loan. Mortgage payments include the borrowing amount and the interest accrued on that amount. Repayment is made in increments on a monthly basis.

Who is a Mortgage Broker?

A mortgage broker is someone who specialises in understanding the mortgage market, using their expertise to advise their clients. Their job is not only to know what is going on with mortgages but also to work with their client and get to know their circumstances so they can find the best possible deal to suit their needs.

Why use a Mortgage Broker?

It might seem odd to use a third party when you can just go straight to a lender and arrange your mortgage with them. However, this can have its drawbacks. Firstly the lender will only provide you with information about their products. This can leave you unaware of better or more economical deals on the market. Secondly this can be a time consuming and often confusing process. A mortgage broker not only looks at the whole market to find you the most suitable deal but they break through all the jargon and are always there to answer any questions you have in a straightforward manner.

How much can I borrow?

This is very dependent on circumstances. Not only do all lenders have their own individual criteria for lending, your financial circumstances including the amount of deposit you have, your personal finances and the value of the property you are looking at all have to be taken into consideration. A mortgage broker helps you to do this, while finding you an option that is affordable for you going forward.

What does remortgage mean?

Remortgage is the term used when you change your current borrowing from one lender to another. Mortgage deals have a fixed term and when they end it is good practice to look for the best deal available to you. Switching lender can save you money.

What is conveyancing?

Conveyancing is the legal work involved in buying or selling a property.

I have had poor credit, can I still borrow?

While past credit issues don’t necessarily exclude you from obtaining a mortgage, they may narrow the amount of deals available to you. You mortgage broker will always look at your financial history and credit report to help find a deal best suited to your circumstances.

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