Everything that has happened over these last 2 months has, for most, thrown into stark relief how important it is to have a good understanding of your financial health. Not only how much you make, your savings and investments, but also understanding where your money goes and how that protects your financial future.
If you haven’t already reviewed your current situation, then now is a great time and here are just a few areas that relate to your home that are an excellent place to start:
Mortgage Rates
While many of us have either taken or are considering taking a Mortgage Payment Holiday at this time, it is also an ideal time to review whether or not you are getting the best rate on your mortgage. In response to the Bank of England’s interest rate drop many lenders have adjusted their mortgage rates. It may be worth checking whether you’re getting the best rate you can, and perhaps exploring the option of remortgaging to potentially benefit from lower interest rates, bringing your future repayments down. This is something we at ABC Mortgages would be happy to discuss with you in more detail. Get in touch for a review of your individual options.
Personal Protection Insurance
Now is also a good time to check and review the insurance policies you have in place to protect yourself, your home and your loved ones should anything unforeseen happen. And if you don’t already have policies for Life, Critical Illness or Income Protection Insurance in place, now is the time to change that.
Home Insurance
Do you know if your Buildings & Contents Insurance cover working from home? While several insurers have policies that cover administrative work from home, not all do, so now is definitely the time to check out the details of your home insurance policies and make sure you have all the cover you need should any accidents happen while you’re working from home.
At ABC Mortgages we’re here to support you and are on hand to discuss any queries or concerns you have. Get in touch today on 0141 773 4000 or email us at info@abcmortgages.co
As always, we hope this helps! For more information on how ABC Mortgages can help you with your mortgage needs you can contact us through the information below.
Thanks,
Bill Muir
ABC Mortgages
Start Your journey Today
Get one step closer to the right property for you!
Call: 0141 773 4000
Email: info@abcmortgages.co
Address: 211 Glasgow Road, Baillieston G69 6EZ
If you are unhappy with our service
If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us:
Quilter Complaints Department
Riverside House
The Waterfront
Newcastle upon Tyne
NE15 8NY
Email: complaints@intrinsicfs.com
Tel: 0191 241 0700
You can find more information by visiting the Quilter Financial Services website:
www.quilterfinancialplanning.co.uk
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (www.financial-ombudsman.org.uk)
ABC Mortgages is a Trading Style of The ER Network Ltd, which is an appointed representative of Quilter Financial Planning Ltd and Quilter Mortgage Planning Ltd, who are authorised and regulated by the Financial Conduct Authority.
The ER Network Ltd: Registered in Scotland, No. SC292243. Registered Office: Suite 4.2 Station House 34 St. Enoch Square, Glasgow, G1 4DF.
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.