by Bill Muir | Jan 22, 2025 | Mortgage Advice, Mortgages
Choosing the Right Mortgage Term for You When considering a mortgage, one of the biggest decisions you’ll make is choosing the term of your loan. The term determines how long you’ll be repaying your mortgage and this can make a significant difference to...
by Bill Muir | Jan 15, 2025 | Mortgage Advice, Mortgages
What’s Coming in 2025: Our Mortgage Market Predictions As we start the year the mortgage market in Scotland, and across the UK, is showing promising signs of growth and stability. For buyers, homeowners and investors understanding the trends and predictions for the...
by Bill Muir | Nov 27, 2024 | Mortgage Advice, Mortgages
Mortgage Broker vs. Direct Lenders: Which is Right for You? When it comes to securing a mortgage, you have two main options: working with a mortgage broker or going directly to a lender. Both of these offer their own benefits, and the right choice depends on your...
by Bill Muir | Aug 22, 2024 | Mortgage Advice, Mortgages
Interest Only Mortgages: Benefits vs. Risks Interest only mortgages present a unique option in the mortgage market, offering a different approach to home ownership compared to traditional repayment mortgages. By paying only the interest on the loan each month,...
by Bill Muir | Aug 7, 2024 | Financial Advice, Landlords, Mortgages
Buy-to-Let Mortgages: The Essentials The property market has always had a special appeal, and it’s easy to see why. The promise of rental income and the potential for property value to grow over time make it an exciting prospect. If you’re considering property...
by Bill Muir | Aug 1, 2024 | Financial Advice, Mortgage Advice, Mortgages
The Benefits of Overpaying Your Mortgage: How Small Extra Payments Can Save You Thousands When it comes to mortgages, most of us focus solely on making our agreed monthly payment. But by making small extra payments, known as overpayments, you can make significant...
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